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reflections

2025 ANNUAL REPORT  THE FISCAL YEAR IN REVIEW 

Message From The CEO
CEO Message
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Looking ahead, we are excited about new opportunities to deepen our impact. We plan to enhance our efforts in energy efficiency and sustainability across all product types, and to expand our network of developers who are equipped to incorporate these measures into their projects. We believe this work will address critical emerging needs, particularly in urban areas. With your continued support, we are confident in our ability to make an even greater difference.

I am profoundly grateful to be part of this impactful work. Together, we are building a brighter future for those we serve.

OUR MISSION

Capital for Change provides community development capital and services that: creates and preserves affordable housing, expands housing opportunity for low- and moderate-income residents, invests in job- and wealth-creating small businesses, and supports community-centered non-profit organizations; with an emphasis on equity inclusiveness and environmental sustainability.

Energy Efficiency

Homeownership

Neighborhood

Partners & Outreach

IMPACT & NUMBERS

THE YEAR IN PHOTOS

Funders

& Donors

+ Banking & Finance Partners Berkshire Bank Chelsea Groton Bank Citizens Bank CT Community Bank Darian Rowayton Bank Dime Bank Essex Savings Bank First Republic Bank Guilford Savings Bank Laurel Road Bank Liberty Bank M&T Bank New Haven Bank Savings Bank of Danbury TD Bank Webster Bank Synchrony Bank Connecticut Green Bank Opportunity Finance Network C-Note Group Inc. Connecticut Housing Finance Authority City of Bridgeport Brownfields Fund Department of Housing HDF/Macarthur Foundation Amalgamated Bank The CT Trust for Historic Preservation

+ Grantors & Foundation Donors CDFI Fund Connecticut Housing Finance Authority Opportunity Finance Network Finance Justice Fund Santander Bank Charitable Giving Program Berkshire Bank Foundation Synchrony Bank Community Reinvestment Program The M & T Charitable Foundation Amplify Fund Travelers Foundation The Southern Connecticut Gas Company Webster Bank CRA Avangrid Community Foundation for Greater New Haven Hartford Foundation for Public Giving Liberty Bank Foundation Savings Bank of Danbury Foundation TD Charitable Foundation JW Curran Foundation

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+ Social Impact Investors Dorothy D. Adams and Josephus F. G. de Groot Darcy Arcand Andrew Beamon Katrina Bercaw Anna Blanding Susan Bransfield Annie F Cheng Community Foundation Mission Investments LLC Anne Conners & Keith Lawrence Stephanie Fitzgerald & Frank Cochran Daughters of the Holy Spirit Charitable Trust Adrian Dominican Sisters Domestic and Foreign Missionary Society of the Protestant Episcopal Church in the USA Fairfield County's Community Foundation Foundation Source Charitable Foundation Frances Giffin Robin S Golden & David N Berg Terry Grady William Graustein Ann T Greene Hartford Monthly Meeting of the Religious Society of Friends Susan Huizenga Interfaith Volunteer Caregivers Jeniam Clarkson Foundation Maria K Lamberto Leeway Inc Benna Lehrer & David Dwyer Mary Link & William Spademan Robert & Isabel McEachern Melville Charitable Trust Mercy Partnership Fund Clients of Millenium Trust New England Yearly Meeting of Friends Pooled Funds New Haven Monthly Meeting Religious Society of Friends New Haven Society of Religious Friends John & Frances Padilla Maria Padilla Pikaart Family Trust James A. Pittman Jr. Religious Communities Impact Fund Jeffrey Robinson Clients of Charles Schwab Seton Enablement Fund Sisters of Charity of Saint Elizabeth Sisters of St. Francis of Philadelphia Diane Smith Marcus Stern (In memory of Beverly Stern) John Stevens Clients of the Sustainability Group Julie Tamler Revocable Trust Clients of Trillium Asset Management Dr. Katie Trotta C. Michael Tucker UUA, Unitarian Universalist Association Universalist Unitarian Common Endowment Fund, LLC Ursuline Sisters of Tildonk, Inc. Calvin Vinal WPAA - TV, Wallingford Public Access Association, Inc. Carla Weil Nancy Weil Robert Wechsler & Emily Aber Sara Willoughby William Casper Graustein Memorial Fund Woodlands Investment Management Yale Hunger and Homelessness Action Project

+Donors William Barnes Erin Benham Miriam Berkman & Brett Hill Rebecca Borne & Liam Brennan Dale Chick Frank Cochran & Stephanie Fitzgerald Mary Ellen Connell Carith Dean Jackie Downing Gaylord Hospital Kayla Giordano Robin Golden & David Berg Ana Gopoian Terry Grady Susan Huizenga Jeffrey M Kohan Jeff Levitzky Joanne McGloin Fernando Muniz Riley O'Connell TeresiaO'Hala Dr. James Paley Deborah Phillips Gail Powell William Pursell Jeff Robinson Lisa Ruggeri The Connecticut Project Wallingford FamilyYMCA/Sean Doherty Carla Weil Ann Whitman Janet & William Curran Foundation

C4C COMMUNITY VISION

Our Community Development Vision is that communities which have historically lacked access to capital, become vibrant, economically strong and environmentally sustainable with energy efficient affordable homes,
thriving businesses and healthy community institutions.

CONTACT US

 

We appreciate you taking the time to review our 2025 Annual Report. If you require additional printed copies, please don't hesitate to reach out to us via email at marketing@capitalforchange.org.

 

For any inquiries or assistance, please feel free to call us at

203-860-233-5165 or email us at info@capitalforchange.org. Any media requests or submissions should be directed to our Marketing and Communications team at marketing@capitalforchange.org. Thank you for your interest and support.

ADDRESS

10 Alexander Drive

Wallingford, CT 06492

COPY & EDITING

 

Capital for Change Team

C4C Clients

PRODUCTION

 

Capital for Change Team

 

 

ART DIRECTION & DESIGN

 

Timothy Newsom,

Director of Marketing & Communications

WEB DESIGN

 

Timothy Newsom,

Director of Marketing & Communications

 

PHOTOGRAPHY

 

Corey Baker

Spotlightime Photography

Spotlightime@gmail.com

©2025 Copyright. All Rights Reserved

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